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Posted by / 08-Jul-2017 15:01

Updating your account information

Of course, you can always contact the credit bureaus directly to correct any errors.Since you’ll need to wait for both your creditors and the bureaus to make their respective changes, practicing some patience might come in handy.Editorial Note: The opinions you read here come from our editorial team.

After you’ve contacted your creditors, make sure to regularly check your credit reports on Credit Karma and also keep an eye out for fraudulent activity. Your addresses, names and jobs aren’t factored into your score (but these components are), so don’t fret if this information isn’t immediately updated on your credit report.

If you’ve recently changed your name, you may be concerned about maintaining the credit history tied to your previous name, but keep in mind that your credit is also tied to your social security number (which should stay the same).

In the same vein, your credit doesn’t need your latest address or employer information to keep chugging along.

On top of the stress that accompanies changing addresses, names or jobs, it’s smart to notify these companies as well to avoid any hiccups.

Now, you might be asking yourself if you also need to reach out to the credit bureaus. You don’t need to contact the credit bureaus to update the personal information on your credit report.

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